The future of couple finances

You decide.
dividi organizes.

The transparent financial management your relationship deserves. Fair splitting, shared goals, and full clarity for every expense.

Download Now Explore features
  • 5.0 on the stores
  • Free to start
  • Never touches your bank account

dividi is a finance app for couples (iOS and Android) that organizes shared expenses.

  • Fair splitting, 50/50 or proportional
  • Shared goals
  • Offline logging
  • No bank account connection

Free to start · Premium for $1.99/month.

Simplicity for what matters

Features designed for
financial harmony

Everything you two need to organize the month, split with clarity and stay in control.

Clarity to decide

See your shared budget in real time. No complex spreadsheets — just what you two need to know to chase dreams together.

Fair splitting

Every couple has its own rule. Whether 50/50 or income-based, dividi does the math automatically and avoids awkward conversations.

Shared goals

Trips, a new home, or just the weekend dinner. Save money together with transparency.

Total privacy

What's yours stays yours. What belongs to you both, we protect with bank-grade security and strong encryption.

Product in the routine

See what dividi does for you

From the shared month to daily shortcuts, dividi organizes what usually becomes a difficult conversation.

Shared month

The same view for both of you

The joint account shows the month's balance, paid, pending and shortcuts for expenses, budget, goals and transfers — and keeps working even without internet.

Joint AccountYou and Helper
VCHE 2 to pay Nenhum pagamento
You're offline120 of 120 offline operations remaining
Divi, mascote do dividi Divi: No budget set

Ainda não encontrei um orçamento para Maio de 2026. Definir esse valor ajuda a acompanhar o mês com mais clareza.

 Set budget
Divi: Payment overdue

School is past due and still shows as pending. I'd make this payment a priority.

 Edit expense
Month balanceMay/26 ⌄
R$ 1.169,90
⚖ Split
Expenses Budget Goals Transfers History
Card (1)R$ 189,90
Dividi · Personal›
Pagamento (0)R$ 0,00 Pendentes (2)R$ 189,90 Paid + PendingR$ 189,90
Pending (1)Vence dia 15
SchoolR$ 480,00 Fixo

Clear split

Who paid and what is left to settle

The split screen summarizes paid and pending amounts by member and shows the balance to transfer for the month.

Expense split See how much each one owes this month May 2026
Por membro
DA Dividi App Month totalR$ 584,95
PagoR$ 0,00 PendingR$ 584,95
HA Helper App Month totalR$ 584,95
PagoR$ 0,00 PendingR$ 584,95
Balance to transfer

Helper App owes R$ 584,95 to Dividi App

Log transfer

Plan and track

Prevent pressure before it builds

The budget follows the 50-30-20 rule by category, goals show target, deadline and real progress, and trends compare your months.

Smart budget Keep your finances organized Regra 50-30-20
Budget Healthy
R$ 2.830,10 left
29% used of R$ 4.000,00
NeedsLimit: R$ 2.000,00
R$ 580,00 usedR$ 1.420,00 left
EducationR$ 480,00
FuelR$ 100,00
WantsLimit: R$ 1.200,00
R$ 89,90 usedR$ 1.110,10 left
StreamingR$ 89,90
Adjust budget
Goals Track the progress of your goals 1 ativa · 1 finalizada
DisneyChildhood dream
You've saved
R$ 2.250,00
◎ AlvoR$ 25.000,00 🗓 Faltam 1 ano e 7 meses31/12/2027
The start is showing
9%

Now just keep small contributions coming in

See how you contributed to the goal
Disney reserveabr/2026 R$ 500,00✓ Pago
Spending trends Pick a month and follow how your spending evolves
Monthly averageR$ 1.516,60 Lowest monthR$ 1.169,90in May Highest monthR$ 2.060,00in March
You improved!

Your spending went down. Let's keep this pace

Next month already has installments

In June, installments already commit R$ 960,00.

Month spending Future installments

Routine with Divi

Less repetition in the routine

Speak the expense to Divi and review it before saving, or copy last month's fixed expenses in one tap.

Divi, mascote do dividi Can I save it like this? Divi drafted this suggestion from what you said. Confirm or adjust before saving? May 2026
R$ 250,00
Dinner
❝ What you said “Dinner R$ 250,00 on the joint account, I’ll pay”
AccountJoint
CategoryRestaurant
TypeVariable
ResponsibilityDividi App
Confirm and save Fix before saving
Copy expenses Pick the source month and bring expenses into the next month
May 2026⌄
Available expensesDesmarcar todas

4 selected · 2 fixed · 1 installment · 1 variable

Variable⚠ Set the amount after copying
GasDividi · Personal R$ 0,00
Fixo∞ Always copy
ReserveJoint reserve R$ 500,00
NetflixDividi · Personal R$ 89,90
Total to be copied:R$ 1.069,90
Copy 4 expenses to Jun/26

dividi blog

Latest articles on money for two

Guides and tutorials (in Portuguese) on fair splitting, budgeting, goals and the app routine.

Culture8 min

Who hosts the match pays the bill? The hidden cost of the World Cup

Hosting friends to watch Brazil runs about R$ 612 for the barbecue — and one partner usually covers it all. Here is how to split that fairly, without blame.

Read → Goals9 min

World Cup 2026 as a couple: real costs and how to budget it

What it really costs to see Brazil at the 2026 World Cup: flights, hotels, tickets, and visa in numbers, plus how to turn the trip into a shared goal instead of credit-card debt.

Read → App7 min

Organize expenses by card in dividi: step by step

Add a card, link each expense, and track the bill together in dividi — without storing the card number or CVV. See the step by step.

Read →
See all articles

Frequently asked questions

Everything you need to know before starting

Is dividi free?

Yes. dividi is free to start and includes all the features to organize your personal and shared finances. The free plan allows up to 6 months of use or 120 operations; after that, you can subscribe to continue using the app.

Does dividi access my bank account?

No. dividi is not a bank and does not connect to any financial institution. It helps you organize and visualize your finances without moving your money.

How does the joint account work?

You create a joint account inside the app and invite someone to share it. Each participant has configurable permissions and can follow expenses, transfers, and history in real time.

Is my data secure?

Yes. dividi uses secure infrastructure with encryption and follows best practices for data protection. See the details on our Security page or in the Privacy Policy.

Can I use dividi on my own, without a joint account?

Absolutely. The app works perfectly as a personal finance organizer, with budget, cards, spending evolution, and much more.

Does dividi ask for or store my real credit card details?

No. In dividi, a card is a spending organizer: you add a nickname, bank name, network, and a display color. We never ask for or store the full card number, CVV, or expiry date. If you subscribe to Premium, payment is processed by Apple or Google, not by dividi.

What is talking to Divi in dividi?

Divi is the dividi mascot. On Premium, you can speak or type so she can build an expense draft from what you said—description, amount, and category—and you review everything before saving. This is not financial advice or an open-ended chat: voice is in beta, there is a monthly conversation limit, and Divi currently focuses on capturing expenses. Voice works in Brazilian Portuguese and US English, and you need to allow the microphone and speech recognition.

Get started

Ready to organize your future together?

In just a few minutes you can organize personal and shared expenses in one app — no spreadsheets, full transparency.

Download dividi for free
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